Terms of Use


  1. Terms

The Terms of Use set forth herein apply to all materials, online communications and other information (collectively, "Information") that is or becomes available, including Information submitted by you, on the Insider Louisville website, the Insider502 website, or any other website operated by Insider Louisville, LLC (also referred to herein as “we” or “us”). The websites shall be collectively referred to hereinafter as the “Website.” By accessing the Website, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing the Website. The materials contained in the Website are protected by applicable copyright and trademark law.

  1. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); create derivative works of the materials; attempt to decompile or reverse engineer any software contained on the Website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Insider Louisville, LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

  1. Disclosure of Online Communications.

You are cautioned that any online communications may not be fully confidential. In addition, federal postal regulations do not protect electronic mail. You should be aware that administrative personnel of Insider Louisville, LLC may, in the course of their regular duties, have access to communications made to, on or otherwise facilitated by the Website, for technical or operational purposes. Insider Louisville, LLC may also disclose your identity and any such communications to the extent required by law or permitted by law, the Website Privacy Policy and these Terms of Use.

  1. User’s Obligation to Abide by Applicable Law

In using the Website, you shall abide by all applicable federal, state or local laws, including but not limited to those pertaining to such areas as libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, tort, obscenity, indecency, and copyright or trademark infringement ("Applicable Law"). The Information available on the Website may include intellectual property that is protected under the copyright, trademark and other intellectual property laws of the United States and/or other countries (“Intellectual Property Laws”). Such Intellectual Property Laws generally prohibit the unauthorized reproduction, distribution or exhibition of all text, photographic and graphic (art and electronic) images, music, sound samplings and other protected materials. The violation of applicable Intellectual Property Laws may give rise to civil and/or criminal penalties against the violator.

The Website contains copyrights and trademarks owned by Insider Louisville, LLC, including but not limited to the marks INSIDER LOUISVILLE and INSIDER 502. Use or reproduction is not authorized without prior written permission from Insider Louisville, LLC. All rights reserved. Any other copyrighted material or registered or unregistered trademarks appearing on the Website or any linked third-party websites are the property of those respective owners and may not be used without the express permission of the respective owners of such intellectual property.

You agree not to circumvent, disable or otherwise interfere with security-related features of the Website or features that prevent or restrict use or copying of any content or enforce limitations on use of the Website or content therein.

  1. Information

You are responsible for the content of any Information you cause to be placed on the Website. Information posted to or otherwise placed on the Website does not necessarily reflect the views of Insider Louisville, LLC, and in no event shall Insider Louisville, LLC assume or have any responsibility or liability for any Information posted to or otherwise placed on the Website by others or for any claims, damages or losses resulting from the use and/or appearance of such Information on the Website. Information on the Website should not be considered to be endorsed by Insider Louisville, LLC merely by virtue of its presence on the Website. Insider Louisville, LLC has no obligation to, and does not in the normal course of its operation, monitor or control all Information that is or becomes available on the Website. Insider Louisville, LLC reserves the right to review and remove any Information that is or becomes available on the Website.

Although Insider Louisville, LLC has no obligation to do so, Insider Louisville, LLC also reserves the right to refuse to post, or to edit or remove, in whole or in part, any Information that is, in Insider Louisville, LLC’s sole discretion, deemed to be unacceptable, undesirable or in violation of these Terms of Use. Users of the Website providing or posting such Information on the Website are subject to having their access to the Website terminated or otherwise restricted. Without limiting the foregoing, Insider Louisville, LLC may terminate access for content providers or forum participants who provide or post protected material without necessary rights and permissions.

By submitting Information to Insider Louisville, LLC, you grant Insider Louisville, LLC and its service providers, and each of their and our respective licensees, successors and assigns a perpetual, non-exclusive, sublicenseable, royalty-free, worldwide license to use, transmit, copy, display and create derivative works based on such Information in any and all media now known or hereinafter devised. You represent and warrant that you have all necessary rights in submitting the Information. You represent and warrant that you own or control all rights in and to the submitted Information and have the right to grant the license granted above to us and our service providers, and each of their and our respective licensees, successors and assigns. You further represent and warrant that all of your contributions do and will comply with these Terms of Use.

Without limiting the foregoing, Insider Louisville, LLC has the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS INSIDER LOUISVILLE, LLC AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY INSIDER LOUISVILLE, LLC AND ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER INSIDER LOUISVILLE, LLC, SUCH PARTIES, OR LAW ENFORCEMENT AUTHORITIES.

Social Media Links

The Website may provide certain social media features that enable you to:

  • Link from your own or certain third-party websites to certain content on the Website;
  • Send e-mails or other communications with certain content, or links to certain content, on the Website;
  • Cause limited portions of content on the Website to be displayed or appear to be displayed on your own or certain third-party websites.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features.

Insider Louisville, LLC reserves the rights to disable all or any social media features and any links at any time without notice in our discretion.

Copyright Infringement

We at Insider Louisville, LLC take claims of copyright infringement seriously. We will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or from the Website infringe your copyright, you may request removal of those materials (or access to them) from the Website by submitting written notification to our Copyright Agent (designated below).

In accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) ("DMCA"), the written notice (the "DMCA Notice") must include substantially the following:

  1. Your physical or electronic signature.
  2. Identification of the copyrighted work you believe to have been infringed or, if the claim involves multiple works on the Website, a representative list of such works.
  3. Identification of the material you believe to be infringing in a sufficiently precise manner to allow us to locate that material.
  4. Adequate information by which we can contact you (including your name, postal address, telephone number and, if available, e-mail address).
  5. A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law.
  6. A statement that the information in the written notice is accurate.
  7. A statement, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.

Our designated Copyright Agent to receive DMCA Notices is:

Jon Pyles

200 South Fifth Street

Louisville, KY 40202

(502) 536-7407

jon@insiderlouisville.com

If you fail to comply with all of the requirements of Section 512(c)(3) of the DMCA, your DMCA Notice may not be effective.

Please be aware that if you knowingly materially misrepresent that material or activity on the Website is infringing your copyright, you may be held liable for damages (including costs and attorneys' fees) under Section 512(f) of the DMCA.

  1. Disclaimer

The materials on the Website are provided on an “as is” and “as available” basis. Insider Louisville, LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, express, implied or statutory warranties or conditions of merchantability, quality, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Insider Louisville, LLC does not warrant or make any representations concerning the completeness, security, quality, accuracy, likely results, or reliability of the use of the materials on the Website or otherwise relating to such materials or on any sites linked to the Website.

Insider Louisville, LLC cannot and does not undertake to review material before it is posted on the Website, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, Insider Louisville, LLC assumes no liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. You further understand and acknowledge that you may be exposed to content that is inaccurate, offensive, indecent or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Insider Louisville, LLC with respect thereto and, to the extent permitted by applicable law, agree to indemnify and hold harmless Insider Louisville, LLC, its owners, operators, affiliates, licensors, and licensees to the fullest extent allowed by law regarding all matters related to your use of the Service. Insider Louisville, LLC may make changes to the materials contained on the Website at any time without notice. Insider Louisville, LLC does not, however, make any commitment to update the materials.

WITHOUT LIMITING THE FOREGOING, NEITHER INSIDER LOUISVILLE, LLC NOR ANYONE ASSOCIATED WITH INSIDER LOUISVILLE, LLC REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT OR ANY SERVICES OR ITEMS OR CONTENT OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE, THE CONTENT OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SITE OR ANY SERVICES OR ITEMS OR CONTENT OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

  1. Limitations

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL INSIDER LOUISVILLE, LLC BE LIABLE FOR (i) ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, OR BUSINESS INTERRUPTION THAT MAY RESULT FROM THE USE OR INABILITY TO USE THE SITE OR SERVICE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING WITHOUT LIMITATION USE OF OR RELIANCE ON INFORMATION AVAILABLE THEREIN, INTERRUPTIONS, ERRORS, DEFECTS, MISTAKES, OMISSIONS, DELETIONS OF FILES, DELAYS IN OPERATION OR TRANSMISSION, NONDELIVERY OF INFORMATION, DISCLOSURE OF COMMUNICATIONS, LOSS OF DATA OR ANY OTHER FAILURE OF PERFORMANCE, OR (ii) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES PUBLISHED ON THE SITE OR SERVICE OR ANY WEBSITES LINKED TO IT. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU

  1. Links

The Website may contain links or references to other websites owned and operated by third parties. Insider Louisville, LLC has not reviewed any of the third-party websites linked to its Website, has no control over any such third-party site, and is not responsible for the contents, privacy policies, practices, or terms of use of any such third-party linked site. The inclusion of any third-party link does not imply endorsement by Insider Louisville, LLC of the site. Use of any such linked website is at the user’s own risk. You expressly relieve Insider Louisville, LLC from any and all liability arising from your use of any third-party website..

  1. Website Terms of Use Modifications

Insider Louisville, LLC may revise these terms of use for the Website at any time without notice. By using the Website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

  1. Subscription Fee Changes

Insider Louisville, LLC reserves the right to adjust pricing for its services or any components thereof in any manner and at any time as it may determine in its sole and absolute discretion. Any price changes to your service will take effect following email notice to you.

  1. INDEMNITY

YOU HEREBY RELEASE AND WAIVE ANY AND ALL CLAIMS AND/OR LIABILITY AGAINST INSIDER LOUISVILLE, LLC, ITS AFFILIATES, LICENSORS AND THIRD-PARTY SERVICE PROVIDERS, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUCCESSORS AND ASSIGNS ARISING FROM OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICE. YOU ALSO AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS INSIDER LOUISVILLE, LLC FROM AND AGAINST ANY AND ALL LOSSES, CLAIMS, DAMAGES, ACTIONS OR LIABILITY, INCLUDING COSTS AND ATTORNEYS’ FEES, ARISING FROM OR IN CONNECTION WITH (i) YOUR USE OF THE SITE OR SERVICE, (ii) ANY BREACH BY YOU OF YOUR OBLIGATIONS UNDER THESE TERMS OF USE, OR (iii) YOUR FAILURE TO ABIDE BY APPLICABLE LAW. WE RESERVE THE RIGHT TO DEFEND ANY SUCH CLAIM, AND YOU AGREE TO PROVIDE US WITH SUCH REASONABLE COOPERATION AND INFORMATION AS WE MAY REQUEST.

  1. TERMINATION

Notwithstanding any provision of these Terms of Use, Insider Louisville, LLC reserves the right, without notice and in our sole discretion, to terminate any or all of the Website and/or your license to use the Website or to block or prevent future access to and use of the Website and Service.

  1. Governing Law

Any claim relating to the Website shall be governed by the laws of the State of Kentucky without regard to its conflict of law provisions.

  1. SEVERABILITY

In the event that any provision of this Terms of Use is found to be in conflict with the law, such provision shall be restated to reflect the original intent, and all other terms and conditions shall remain in full force and effect. If any provisions of these Terms of Use shall be held to be invalid, illegal, or unenforceable, the validity, legality and enforceability of the remaining provisions shall remain in full force and effect.

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